Your question: How is NHIS funded in Ghana?

The NHIS is financed from four main sources: a value-added tax on goods and services, an earmarked portion of social security taxes from formal sector workers, individual premiums, and miscellaneous other funds from investment returns, Parliament, or donors.

How is NHIS funded?

NHIS is funded by revenue generated from seven sources – earmarked budgetary allocation through a system of ‘ring-fencing’, a national health insurance levy imposed at the rate of 2.5% on the supply and import of goods and services, social security contri- bution, Ministry of Finance resources for exempted persons, …

Which government brought NHIS in Ghana?

The National Health Insurance Scheme (NHIS) was established by the government of Ghana in 2003.

National Health Insurance Scheme (Ghana)

National Health Insurance Scheme
Agency overview
Formed 2003
Jurisdiction Republic of Ghana
Parent agency Parliament of Ghana

How does the NHIS work in Ghana?

The insurance scheme covers 95% of the burden of diseases in Ghana. Services covered by the scheme include out-patient services, in-patient services, maternity care, eye care, and oral healthcare services. At the inception of the NHIS, the payment of healthcare providers was through itemized fee-for-service.

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How does health insurance work in Ghana?

The NHIS in Ghana is a government-sponsored social health insurance scheme funded primarily by taxation through the National Health Insurance Levy (70%), social security contributions (17%), investment income (8%), and premiums and registration fees (5%).

Who qualifies NHI?

The NHI will cover all South African citizens, permanent residents, refugees, inmates and certain groups of individual foreigners. The bill states that asylum seekers or illegal foreigners will only be entitled to emergency medical services and services for ‘notifiable conditions of public health concern’.

Does NHIS cover dental?

Dental treatment services under the National Health Insurance Scheme (NHIS) are listed as secondary care and as such dental health care providers are secondary care providers. … The most covered treatment choice is tooth extraction.

Is healthcare in Ghana free?

Ghana has a universal health care system, National Health Insurance Scheme (NHIS), and until the establishment of the National Health Insurance Scheme, many people died because they did not have money to pay for their health care needs when they were taken ill.

Which year did NHIS started in Ghana?

Ghana was the first sub-Saharan African country to introduce NHIS in 2003 through an Act of parliament (ACT 650, Amended Act 852) and full implementation started in 2004 (See Table 1). Under the NHIS amended Act 852 (2012), every Ghanaian is required to enroll in a health insurance scheme.

How much does national health insurance cost?

BY Anna Porretta Updated on November 24, 2020

In 2020, the average national cost for health insurance is $456 for an individual and $1,152 for a family per month.

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Which insurance company is the best in Ghana?

Star life Assurance Company Limited

Star Life Limited is the among the best life insurance company in Ghana. It is dedicated to offer life assurance investment products to ensure that the needs of citizens are met accordingly. It’s a licensed company located at Mankata Avenue in Accra.

How To Link Your NHIS To Ghana Card For Fast Renewals

  1. Dial the shortcode *929# on your mobile device.
  2. From the list of the options provided, select option 4 (Link Ghana Card).
  3. Enter your 13-digit Ghana Card Identification number (GHA *************).


What are the benefits of national health insurance?

In addition to direct medical costs, some national insurance plans also provide compensation for loss of work due to ill-health, or may be part of wider social insurance plans covering things such as pensions, unemployment, occupational retraining, and financial support for students.

Does Ghana have health insurance?

The Ghana National Health Insurance Scheme. Ghana’s National Health Insurance Scheme (NHIS) was created by the National Health Insurance Act of August 2003, and is one of very few attempts by a sub-Saharan African country to implement a national-level, universal health insurance program.

What is the code for renewing health insurance in Ghana?

The NHIS Mobile Renewal is a convenient method to renew NHIS policy by dialling dedicated NHIS short-code *929# (service is currently being piloted on *842*10# and is open in Asuogyaman and West Mamprusi districts). The mobile renewal service can be accessed from all networks.

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How do I renew my NHIS in Ghana?

Steps to renew your NHIS Membership

  1. Dial *929#
  2. Select Option 2.
  3. Select NHIS Card.
  4. Enter the 8 Digit Membership Number.
  5. Press Send.
  6. Follow the instruction for payment.
Hai Afrika!